Get a head start with CloudBadger

CloudBadger offers you a fully configurable solution that is designed to align to your speed of configuration, development, testing and deployment. It is also fully scalable and extendable in its running state, ensuring that you are able to grow

CloudBadger offers

Scalable and extendable cloud-based services with flexible pricing models.

A self-managed approach to configuration and deployment.

Secure open APIs with open source channel and integration code.

Full KYC compliance and regulatory process.

Multi-regional, multi-tenant and multi-currency capabilities. The platform offers Banking, Investment and Insurance as a Service enablement along with goal-setting, categorisation and budgeting functionality.

Clear economics with instant start.

Transact (Banking)




Enablement Services

Transact (Banking)

Configure and launch your own retail, business banking or wallet product.

CloudBadger is compliant with universal Open Banking regulations, giving you and your clients a comprehensive view of their financial status across a variety of accounts.

Profiles can be configured to meet the KYC and AML requirements of local and foreign customers (including residents, refugees and asylum seekers) as well as account holders, member and dependents.

Fees, interest rates and onboarding requirements are all configurable.


Transaction Accounts

Merchant Accounts

External Accounts

Debit Card

Forex Accounts


CloudBadger caters for the creation of both secured and unsecured lending products as well as the application processes accompanying them.

Credit can be configured to capture the customer’s risk and affordability criteria in accordance with your organisational and regulatory requirements.

Integration is available for credit scoring, bureau integrations and collections that enables your customer’s credit journey. Fees, interest rates, onboarding and application requirements are all configurable.


CloudBadger’s investment products cater for traditional investment products as well as shared and community-based savings.

Our Group and Community products enable collective savings with full member and rights management to ensure that they function transparently and effectively. To facilitate this process, a consensus system has been incorporated to ensure that all of the members’ voices are heard.

Fees, interest rates, terms, onboarding and application requirements are all configurable.


Notice Deposit

Group Save

Tax-free Savings

Community Banking


CloudBadger’s insurance module caters for short and long term insurance, with a risk model that enables fully configurable product design.

Life Insurance

Open Risk Model

Funeral Cover

Short-term Insurance​


The Identity vertical enables you to define and configure the your customer’s identity underlying their personal or business profile.

CloudBadger has incorporated an extensive catalogue of global identity constructs that catalogues a variety of formal documentation, primary and secondary identifiers and digital methods of collecting and managing this information.

The identity vertical can be used independently of the system to provide a comprehensive Identity Management Module for an external system requiring an innovative and convenient manner for handling customer onboarding.

Enablement Services

CloudBadger’s Enablement Services (Horizontals) transverse all verticals and profiles configured on the system.

They have been designed to enrich your customer’s experience and enhance base functionality.

To service your organisation’s industry and regulatory requirements, the scope of Enablement Services includes document management, reporting, risk, AML and security modules to ensure ongoing transparency and compliance.

Product Bundles

Product Bundles



Experience the future of financial services

Register for our free trial environment and start innovating.

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