How it works

One platform to optimise the way you design, configure and manage products

Centrally configure all of your products and bundles for maximum efficiency


CloudBadger has a simple and efficient configuration process.

It requires minimal information to get started, while the intuitive interface enables you to condense weeks of design into mere hours.

Deploy your new products and bundles to your newly spun up environment and get to work.

CloudBadger enables your team to deliver at your pace.

Transact (Banking)

Configure and launch your own retail, business banking or wallet product.

CloudBadger is compliant with universal Open Banking regulations, giving you and your clients a comprehensive view of their financial status across a variety of accounts.

Profiles can be configured to meet the KYC and AML requirements of local and foreign customers (including residents, refugees and asylum seekers) as well as account holders, member and dependents.

Fees, interest rates and onboarding requirements are all configurable.


Transaction Accounts

Merchant Accounts

Debit Cards (Physical and Virtual) integration

Forex Accounts (SOV)

External Accounts (SOV)


CloudBadger caters for the creation of both secured and unsecured lending products as well as the application processes accompanying them.

Credit can be configured to capture the customer’s risk and affordability criteria in accordance with your organisational and regulatory requirements.

Integration is available for credit scoring, bureau integrations and collections that enables your customer’s credit journey. Fees, interest rates, onboarding and application requirements are all configurable.


CloudBadger’s investment products cater for traditional investment products as well as shared and community-based savings.

Our Group and Community products enable collective savings with full member and rights management to ensure that they function transparently and effectively. To facilitate this process, a consensus system has been incorporated to ensure that all of the members’ voices are heard.

Fees, interest rates, terms, onboarding and application requirements are all configurable.


Notice Deposit

Group Save

Tax-free Savings

Community Banking


CloudBadger’s insurance module caters for short and long term insurance, with a risk model that enables fully configurable product design.

Life Insurance

Open Risk Model

Funeral Cover

Short-term Insurance​

Identity Management

The Identity vertical enables you to define and configure your customer’s identity underlying their personal or business profile.

CloudBadger has incorporated an extensive catalogue of global identity constructs that catalogues a variety of formal documentation, primary and secondary identifiers and digital methods of collecting and managing this information.

The identity vertical can be used independently of the system to provide a comprehensive Identity Management Module for an external system requiring an innovative and convenient manner for handling customer onboarding.





Enablement services

Choose from a variety of products and bundles to offer an enriched financial services experience to your customers.


Account sharing



Profile management


Document management






Get immediate access to channels

Teams can become agile, responding faster and more efficiently to new trends.

The CloudBadger Management Portal

This powerful portal is your central point for managing and configuring instances and products, as well as users and their roles.

Test the full functionality for free under our Explore option.

The CloudBadger Back Office Portal

The Back Office Portal has been designed for support processes such as customer management and KYC, transaction processing, profile and product management and more.

This is your central point for managing clients.

The CloudBadger Client Source Code

CloudBadger provides you with an offline smart app and transactional website, allowing you to track configurations in action in real time.

Once subscribed, you can download the Source Code, saving yourself time and effort on development.

Secure your data

Leveraging Microsoft Azure’s Cloud Security and advanced intelligence capabilities, CloudBadger protects your business operations and customer data by providing a secure platform offering around the clock protection against evolving threats.

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